| Location | Duration | Kenyan Cost | Non-Kenyan Cost | Upcoming Schedules |
|---|---|---|---|---|
| Nairobi, Kenya | 5 Days | KES 115,000 | USD 1,500 | Enroll |
| Kigali, Rwanda | 5 Days | USD 1,900 | USD 1,900 | Enroll |
| Kampala, Uganda | 5 Days | USD 1,900 | USD 1,900 | Enroll |
| Dar es Salaam, Tanzania | 5 Days | USD 2,000 | USD 2,000 | Enroll |
| Dubai, UAE | 5 Days | USD 3,900 | USD 3,900 | Enroll |
| Abuja, Nigeria | 5 Days | USD 4,000 | USD 4,000 | Enroll |
| Accra, Ghana | 5 Days | USD 4,000 | USD 4,000 | Enroll |
| Pretoria, South Africa | 5 Days | USD 3,900 | USD 3,900 | Enroll |
| Start & End Date | Duration | Kenyan Cost | Non-Kenyan Cost | Enroll | |
|---|---|---|---|---|---|
| Sep 07āSep 15, 2026 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Sep 21āSep 29, 2026 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Oct 05āOct 13, 2026 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Oct 19āOct 27, 2026 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Nov 02āNov 10, 2026 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Nov 16āNov 24, 2026 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Nov 30āDec 08, 2026 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Dec 14āDec 22, 2026 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Dec 28, 2026āJan 05, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Jan 11āJan 19, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Jan 25āFeb 02, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Feb 08āFeb 16, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Feb 22āMar 02, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Mar 08āMar 16, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Mar 22āMar 30, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Apr 05āApr 13, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Apr 19āApr 27, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| May 03āMay 11, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| May 17āMay 25, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| May 31āJun 08, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Jun 14āJun 22, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Jun 28āJul 06, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Jul 12āJul 20, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
| Jul 26āAug 03, 2027 | 7 Days | KES 90,000 | USD 1,000 | Register | |
About the Course
SACCOs and microfinance institutions extend financial services to underserved communities across East Africa, but face growing governance, credit quality and sustainability challenges under tightening regulation.
This programme covers governance, credit management, financial sustainability, risk management and digital transformation for cooperative and microfinance institutions.
Participants leave with a loan portfolio assessment, a sustainability model and a governance checklist.
Target Participants
SACCO and cooperative society managers and boards, Microfinance institution managers and credit officers, Cooperative apex body and umbrella organization staff, Regulators and supervisors of cooperative and microfinance institutions, Development finance and donor programme staff, Internal auditors and risk officers in cooperative financial institutions, and government cooperative development officers.
What You Will Learn
By the end of this course, participants will be able to:
- Analyse the business and regulatory environment for SACCOs and microfinance institutions.
- Evaluate governance structures and board and management roles in cooperative financial institutions.
- Design savings mobilization and member/client relationship strategies.
- Assess loan portfolio quality and credit risk in SACCOs and microfinance institutions.
- Build a financial sustainability and pricing model for a cooperative financial institution.
- Implement internal controls and risk management practices appropriate to cooperative banking.
- Evaluate digital transformation options for SACCOs and microfinance institutions.
- Prepare regulatory returns and performance reports for supervisory and member accountability.
Course Duration
- Classroom ā 5 Days
- Online ā 7 Days
Course Outline
Foundations of Cooperative and Microfinance Banking
- Cooperative principles
- Role in financial inclusion
- Institution types
- Sector trends
- Regulatory landscape
SACCO Governance and Regulatory Compliance
- Governance structures
- Licensing requirements
- Capital/liquidity rules
- Supervisory reporting
- Common compliance failures
Microfinance Institution Business Models and Products
- Lending methodologies
- Product design
- Pricing considerations
- Serving MSMEs
- Transformation pathways
Savings Mobilization and Member/Client Relationship Management
- Savings product design
- Member recruitment
- Financial literacy building
- Complaints handling
- Digital savings channels
Credit Management and Loan Portfolio Quality in SACCOs and MFIs
- Credit appraisal process
- Portfolio at risk
- Delinquency management
- Provisioning policies
- Credit committee strengthening
Financial Management and Sustainability for SACCOs and MFIs
- Financial statement analysis
- Self-sufficiency measures
- Cost management
- Interest rate setting
- Capital/liquidity management
Risk Management and Internal Controls in Cooperative Financial Institutions
- Risk categories
- Internal control systems
- Fraud prevention
- Business continuity
- Internal audit function
Digital Transformation and Technology Adoption in SACCOs and MFIs
- Core systems for SACCOs
- Mobile/agency channels
- Digital loan origination
- Cybersecurity considerations
- Managing technology change
Governance, Ethics and Member/Board Relations
- Board capacity building
- Ethics and conflicts of interest
- Managing general meetings
- Succession planning
- Institutional accountability
Performance Monitoring, Reporting and Regulatory Returns
- Key performance indicators
- Regulatory returns
- Board/member reporting
- Peer benchmarking
- Performance improvement planning
Practical Outputs
- Loan portfolio quality assessment
- SACCO/MFI financial sustainability model
- Governance self-assessment checklist
- Savings mobilization plan
- Risk and internal control review tool
- Regulatory reporting template
Training Approach
Uses cooperative and microfinance case studies with hands-on loan portfolio review, financial sustainability modelling and governance self-assessment exercises.
Organizational Benefits
- Strengthened governance and regulatory compliance
- Improved loan portfolio quality and credit risk management
- Enhanced financial sustainability and pricing decisions
- Stronger internal controls and fraud prevention
- Improved member/client satisfaction and retention
- Better-informed digital transformation decisions
Certification
Participants who successfully complete this course will receive a Certificate of Course Completion from Devimpact Institute, recognizing the knowledge, practical skills and competencies developed through the programme.
Tailor-Made Course
This course can be customized and delivered as an in-house programme to address the specific policies, systems, sector context and capacity-development priorities of an organization. The course duration, modules, case studies and practical exercises may be adjusted following a training needs assessment.
